What is an FHA Loan An FHA loan is simply a loan that is insured by the Federal Housing Administration (“FHA”). Basically, the FHA promises lenders that if they make loans to borrowers according to certain guidelines, then FHA will guarantee the loan. So, if the borrower defaults on the loan, FHA will reimburse the […]
What is FHA? FHA stands for the Federal Housing Administration. It is a government organization that provides insurance on loans to protect FHA approved lenders. Because FHA helps reduce the risk to lenders, they are willing to make loans to people that they may have otherwise not been willing to. Lower credit and income requirements mean […]
Can Landscaping Really Improve Your Home’s Value? Of course it can! But like any other home improvement there are bad, good, and better ways to go about it. Landscaping is a great way to make a good first impression with buyers, which will go a long way to putting you at the high end of […]
This past week was my birthday week (we like to celebrate all week long in our family). We live in Huntington Beach, but we specifically wanted to try some new activities in Fountain Valley, so my wife and I planned out a little date. We started out at The Reptile Zoo, and then had dinner just up […]
WHAT DO I MEAN BY MARKET TIME? If you want to make the most money you can when selling your home, you need to keep a careful eye on Market Time. Market time is simply how long your home has been listed for sale on the market. Generally, homes that sell faster tend to get […]