How to Correctly Calculate Return On Investment (ROI) in Real Estate

The biggest mistake people make when investing in Real Estate is focusing too much on one or two of the three factors that affect your ROI (return on investment), rather than all three together. The factors I’m talking about are Cost, Revenue, and Expenses. If you want to be a successful investor it is important […]

Small Down Payment vs. Large Down Payment

If you’ve talked to anyone about your plans to buy a home, than you’ve probably been told that you need to save up for a 20-percent down payment. That’s a scary thought considering the median home price in Orange County, California is well over $800K. Yikes! But thankfully, you you have options when it comes […]

Buying vs Renting a House in Orange County, CA

Is it wiser to buy a home rather than rent one? Home ownership has typically been considered the foundation of the American Dream. Lately, however, I have been seeing a lot of headlines claiming that renting is actually a smarter choice than buying. Obviously, there are pros and cons to Buying vs Renting, but I […]

What Should a Realtor Do For a Buyer

Now that’s a great question. What does a good buyer’s agent do that sets them apart from other agents? If you asked 50 different people what they thought of their real estate agents, you would probably get 50 different answers. Some people think they’ve found the world’s greatest agent, while others think the opposite. So […]

Common Mortgage Mistakes and How to Avoid Them

It’s understandable. Looking for a new house is exciting. Checking out all the new listings and finding the one that is everything you ever wanted is just downright fun! However, this often leads to people treating the mortgage as an after-thought. Don’t be that person! Shopping for a mortgage is an important step. If you […]

How the New tax Bill Will Hurt Homeowners in CA

Last week the U.S. House of Representatives passed a bill to overhaul the tax code in our country. The plan is being branded as an attempt to simplify an overly complicated tax code that is rife with a million different deductions, complicated forms, and plenty of loopholes. So is the plan good or bad? Well […]

The Home Buying Process in 10 Steps

Buying a house, especially your first house, is an awesome experience… But it can also be nerve-racking! You can save yourself a lot of stress by doing some research and learning as much as you can about the home buying process before jumping in. Of course, every transaction is a little different with its own […]

Is is Better to Make a Small Down Payment?

Advantages of a Small Down Payment When deciding how much to put down for your new house, there are a few key things to focus on. There are several advantages to making a large down payment including lower mortgage payments, and avoiding additional interest… But, there are a lot of advantage to making a small […]

Pros and Cons to Making a Large Down Payment

Should You Make a Large Down Payment on a House? For some people this is a no-brainer… If you’re scraping together every last quarter you can find under the sofa cushions, then your bank account has already told you how much you can put down. But if you’re in the position to make a large […]

Appraised Value or Market Value, Which is Right?

The question of what a home is actually worth is the driving force of every real estate transaction. The negotiations about price and repairs, the managing of multiple offers for the best outcome, the buyer’s ability to obtain financing, and even insurance quotes all come back to determining the true value of a property. A […]

7 Tips for Getting a Seller to Accept Your Offer

If you are a buyer in today’s seller’s market, you know just how tough it is out there. There are simply more buyers than there are homes for sale, which can make the process of finding and buying a home incredibly difficult. Some houses are going under contract within hours of being listed for sale, […]

7 Tips for Evaluating Offers for Your Home

So you’ve done a ton work getting your house ready to sell, your agent has put a rock solid marketing campaign into motion, so the next thing you’re expecting is a bunch of offers on your beautiful home. But, before we get too carried away with all the action, let’s go over some important tips […]

Know What Title Insurance Policy You Are Getting: CLTA vs ALTA

Title insurance protects a title holder from some pretty scary potential problems. When buying or selling a house in California it is pretty common to be required to buy title insurance, but there is an exception or two. In most transactions there are 2 title policies that need to be purchased: The owner’s title policy, […]

What’s Happening to Home Prices in 2017?

The median sales price of homes steadily increased throughout 2016 and into 2017. This of course was no surprise, as I discussed about a year ago. What would be a surprise though (at least to me) is if prices continued to increase into 2018. So what happens next? Let us speculate… First, I just need […]

FHA Loans vs. Conventional

What is an FHA Loan An FHA loan is simply a loan that is insured by the Federal Housing Administration (“FHA”). Basically, the FHA promises lenders that if they make loans to borrowers according to certain guidelines, then FHA will guarantee the loan. So, if the borrower defaults on the loan, FHA will reimburse the […]